For those who are not rich nor smart enough to get full scholarship for tertiary studies, you will most likely end up being indebted to an organization called PTPTN. The old financial charges rate was 3% per year but recently they have revised to lower that rate to 1% but only to those who have been contacted via snail mail and to sign the new agreement.
Those who have not been contacted by them can now breath a small sigh of relief because they have now updated their site and have included this contract conversion to be online, PHEW! However, by doing this, it also means that you are very much alive and kicking and should be doing what others have not done ie pay back. There would definately still be some who refuse to pay due to many reasons of which there is no need to discuss.
So my dear friends who have not done this conversion, head on over to the link provided and sign your death cert or freedom away because you will need to provide your latest information ie address, email and contact number. I would recommend you do so before they blacklist you unless of course you do not see the need to leave the country at all. You may check the the blacklist here.
SIGH more debts but hopefully it will really be lowered as their repayment are quite similar to ah-longs aka loan sharks. The amount you signed up to payback last time will roughly cover the admin charges per year and it really feels like repaying your housing loan =_="
KL Library ... the coolest place to be in town
6 months ago







